CDs and IRAs

 

Certificates of Deposit

Rates are effective as of November 10, 2023.

Rates & Annual Percentage Yields (APY) are based on monthly compounding and are subject to change without notice.

Penalties may be imposed for early withdrawal.

Minimum Balance to open CD is $1,500.

Relationship Pricing on CD's - Additional FB&T product and service relationships may increase the above listed rates.

7 Month CD Special - 4.55 / 4.65 APY  Minimum $1,500 to open. Interest is compounded monthly. Interest penalty will be imposed for early withdrawal. Auto-renews into a 12 month certificate of deposit. The Annual Percentage Yield is effective through the date of this issue. The APY is subject to change without notice.

13 Month CD Special - 4.20 / 4.28 APY Minimum $1,500 to open. Interest is compounded monthly. Interest penalty will be imposed for early withdrawal. Auto-renews into a 12 month certificate of deposit. The Annual Percentage Yield is effective through the date of this issue. The APY is subject to change without notice.

 

Click Here To Open Online

Term

$1,500 - <$10,000

$10,000 - <$25,000

$25,000 - <$100,000

$100,000 - <$250,000

$250,000 & Over

6 Month CD

3.10 / 3.14 APY

3.15 / 3.20 APY

3.15 / 3.20 APY

3.20 / 3.25 APY

3.20 / 3.25 APY

11 Month Add On CD

3.35 / 3.40 APY

3.40 / 3.45 APY

3.40 / 3.45 APY

3.45 / 3.51 APY

3.45 / 3.51 APY

12 Month CD

3.55 / 3.61 APY

3.60 / 3.66 APY

3.60 / 3.66 APY

3.65 / 3.71 APY

3.65 / 3.71 APY

24 Month Bump CD

3.95 / 4.02 APY

4.00/ 4.07 APY

4.00 / 4.07 APY

4.05 / 4.13 APY

4.05 / 4.13 APY

36 Month CD

3.30 / 3.35 APY

3.35 / 3.40 APY

3.35 / 3.40 APY

3.40 / 3.45 APY

3.40 / 3.45 APY

48 Month CD

3.40 / 3.45 APY

3.45 / 3.51 APY

3.45 / 3.51 APY

3.50 / 3.56 APY

3.50 / 3.56 APY

60 Month CD

3.50 / 3.56 APY

3.50 / 3.56 APY

3.50 / 3.56 APY

3.55 / 3.61 APY

3.55 / 3.61 APY

 


  

Individual Retirement Accounts

Rates are effective as of October 1, 2023.

 Tier

Rate

APY

IRA (Under $25,000)

2.90%

2.94%

IRA ($25,000-$99,999.99)

2.95%

2.99%

IRA (Over $100,000)

3.00%

3.04%

 

Term Savings Individual Retirement Accounts

Rates effective November 10, 2023

Rates & Annual Percentage Yields (APY) are based on quarterly compounding and are subject to change without notice.

Penalties may be imposed for early withdrawal.

Term

$1,500 - <$10,000

$10,000 - <$25,000

$25,000 - <$100,000

$100,000 - <$250,000

$250,000 & Over

24 Month

3.95 / 4.02 APY

4.00 / 4.07 APY

4.00 / 4.07 APY

4.05 / 4.13 APY

4.05 / 4.13 APY

48 Month

3.40 / 3.45 APY

3.45 / 3.51 APY

3.45 / 3.51 APY

3.50 / 3.56 APY

3.50 / 3.56 APY

 

 

Find Us Call Us Email Us Facebook Instagram Twitter
Toolbar Button

Chat with Us

Current status:

chat status

Chat is available
Mon-Thur
8:30am - 3pm

Friday
8:30am - 5:30pm

Next Section

Back to Top